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Account Rates

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Fee Schedule

At First Southwest Bank we strive to provide a full array of banking and financial services to meet your personal and business banking needs.

Account Activity Fees

Account Activity Fees
Draft Collection $20.00
Overdraft Charge $30.00
Returned Item for Insufficient Funds $30.00
Stop Payment (per request) $30.00
Returned Deposited Items, Including Electronic Funds Transfer $2.00
Daily Overdraft (Per Day Overdrawn After 5 Days) $3.00
Dormant Checking/Money Market/Savings (Per Month)*
*Accounts are considered dormant if there is no activity for 730 consecutive days.
Early Account Closure (Closed within 90 Days of Opening) $25.00
Private Levy/Garnishment (Per Item or Debit) $50.00
Bond Coupon Redemption (Plus Bank Cost) $10.00
Account Reconciliation/Research (Per hour - $2/Copy) $35.00
Debit Card Replacement Fee $10.00

Special Checks

Checks Fees
Cashier's Check $5.00
Counter Checks (Per Sheet) $1.00

Online Services

Service Fee
Online Banking FREE
Online Bill Pay FREE
Cash Management (Annually) $10.00
Remote Deposit Capture (Monthly) $10.00

Notary Fees

Service Fee
FSWB Customer FREE
Non-Customer $5.00


Type Fee
Duplicate/Historic $2.00
Instant/Interim $2.00
Hold Statement at Bank (Per Account Monthly) $5.00

Wire Transfer Fees

Type Fees
Wire Phone/Fax Notification $2.00
Incoming Wire (Customers Only) $5.00
Outgoing Domestic Wire (Customers Only) $20.00
Outgoing Foreign Wire (Customers Only) $50.00

Zipper Bags

Type Fees
With Lock $25.00
Without Lock (1st one Free) $5.00

Other Fees

Type Fees
Telephone Transfer $2.00
Foreign Currency (buy for or from customer) $35.00