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Account Rates
Fee Schedule
At First Southwest Bank we strive to provide a full array of banking and financial services to meet your personal and business banking needs.
Account Activity Fees
| Account Activity |
Fees |
| Draft Collection |
$20.00 |
| Overdraft Charge |
$30.00 |
| Returned Item for Insufficient Funds |
$30.00 |
| Stop Payment (per request) |
$30.00 |
| Returned Deposited Items, Including Electronic Funds Transfer |
$2.00 |
| Daily Overdraft (Per Day Overdrawn After 5 Days) |
$3.00 |
Dormant Checking/Money Market/Savings (Per Month)*
*Accounts are considered dormant if there is no activity for 730 consecutive days.
|
$10.00 |
| Early Account Closure (Closed within 90 Days of Opening) |
$25.00 |
| Private Levy/Garnishment (Per Item or Debit) |
$50.00 |
| Bond Coupon Redemption (Plus Bank Cost) |
$10.00 |
| Account Reconciliation/Research (Per hour - $2/Copy) |
$35.00 |
| Debit Card Replacement Fee |
$10.00 |
Special Checks
| Checks |
Fees |
| Cashier's Check |
$5.00 |
| Counter Checks (Per Sheet) |
$1.00 |
Online Services
| Service |
Fee |
| Online Banking |
FREE |
| Online Bill Pay |
FREE |
| Cash Management (Annually) |
$10.00 |
| Remote Deposit Capture (Monthly) |
$10.00 |
Notary Fees
| Service |
Fee |
| FSWB Customer |
FREE |
| Non-Customer |
$5.00 |
Statements
| Type |
Fee |
| Duplicate/Historic |
$2.00 |
| Instant/Interim |
$2.00 |
| Hold Statement at Bank (Per Account Monthly) |
$5.00 |
Wire Transfer Fees
| Type |
Fees |
| Wire Phone/Fax Notification |
$2.00 |
| Incoming Wire (Customers Only) |
$5.00 |
| Outgoing Domestic Wire (Customers Only) |
$20.00 |
| Outgoing Foreign Wire (Customers Only) |
$50.00 |
Zipper Bags
| Type |
Fees |
| With Lock |
$25.00 |
| Without Lock (1st one Free) |
$5.00 |
Other Fees
| Type |
Fees |
| Telephone Transfer |
$2.00 |
| Foreign Currency (buy for or from customer) |
$35.00 |
