09/01/2026
Mr. Capra joined First Southwest Bank in November 2014 as a Credit Analyst and has advanced through the organization over the past decade. He was promoted to Credit Analyst II in April 2023 and Credit Analyst III in May 2025. Through his credit expertise, commitment to customer service, and dedication to supporting the bank's lending team, he has demonstrated the knowledge and leadership necessary for this next step in his career. A graduate of Adams State University, Mr. Capra has called the San Luis Valley home for the past 20 years, giving him a deep understanding of the region’s agricultural economy, businesses and communities.
In his new role, Mr. Capra will work directly with agricultural and commercial customers to provide financing solutions that help businesses grow, create jobs, and strengthen rural communities throughout the region. For many customers, he is already a familiar face. His transition into lending allows First Southwest Bank to further strengthen existing relationships while ensuring customers continue to receive the personalized service and local expertise they have come to expect.
"Nick's depth of credit knowledge, attention to detail, and commitment to our customers have made him an invaluable member of our lending team," said Eric Guttormson, Senior Lending Officer at First Southwest Bank. "Because he has spent more than a decade working alongside our lenders and serving our customers, Nick brings a unique understanding of both our lending process and the people behind each loan. We're excited to see him step into this new role and continue building on the relationships he has already established throughout our communities."
Mr. Capra's key responsibilities will include:
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Building relationships with agricultural and commercial customers throughout the region.
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Identifying lending solutions that meet the unique needs of local businesses and producers.
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Managing and growing a portfolio of agricultural and commercial loans.
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Supporting customers through every stage of the lending process.
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Advancing FSWB's mission of creating economic opportunity in rural Colorado.
Reach out to Nick with your ag or commercial lending needs:
Nick Capra, Ag and Commercial Lender, VP
nick.capra@fswb.com | 719.587.4235
