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Personal Loans

Sometimes a little extra money can go a long way.

We offer a variety of competitive financing solutions to help you reach your personal goals. Experienced lenders are available at all our branch locations to discuss your goals and help you find the best financing solution to achieve them!  Apply below or contact a friendly banker for more information.
Simply Rewards™ Visa Credit Card
  • Earn rewards for everyday purchases
  • Competitive rates


Personal Loans and Lines of Credit
  • Eagle Ready Reserve Overdraft Line of Credit
  • Personal Fixed-Rate Loans
  • Personal Lines of Credit for convenient access to funds when you need them

Automobile Loans
  • Loans for your motorized needs, including New or Used Automobiles, Electric Vehicles, Recreational Vehicles, Boats and Motorcycles
  • Competitive terms and rates customized for you
  • Discounted rates for Electric Vehicles

Rental Assistance Micro-Loans
  • For eligible renters located in rural Colorado counties
  • Up to $5,000 to cover first month’s rent, last month’s rent and/or a security deposit
  • Fully amortized over three (3) years at 2.00% Annual Percentage Rate

Solar Loans
  • Go green with unsecured financing for the installation of solar panels for your home
  • Must be a homeowner located in rural Colorado

Energy Efficiency & Solar Loans through On-Bill Financing
  • For La Plata Electric Association (LPEA) members - includes La Plata, Archuleta and segments of Hinsdale, Mineral, and San Juan counties
  • In partnership with LPEA and CHFA Green Credit Reserve (GCCR) for low-interest financing for energy efficiency and solar projects
  • Repay the loan on your LPEA electric bill

Real Estate Equity & Land Loans
  • Secure financing with a Home Equity Loan or Line of Credit using the equity in your home
  • Purchase your perfect plot of land with a Land Loan

Electric bicycle loans
  • Secure financing for an electric bicycle loan today
  • Our e-bike loan makes it simple to access affordable credit to purchase the e-bike that’s right for you