What We Offer

• Personal Fixed Rate Loans
• Overdraft Protection for Your Checking Account
• Automobile Loans - New and Pre-Owned
• RV, Boat, Motorcycle and Land Loans
• Home Equity Loans and Lines

A Home Equity Loan or Line of Credit can be used for almost any major expense, including:

• Home improvement
• Education expenses
• Debt consolidation
• Vacations
• Vehicle purchases
• Weddings
• And much more

To apply for any of the loan programs listed above, please click here to download and complete a Consumer Loan Application (pdf). When you’ve completed the application, please print it and bring it to a lending professional at your nearest First Southwest Bank location.

The interest on your home equity loan or line of credit may even be tax deductible.*

*Speak with your tax advisor regarding deductibility.

Credit Cards - Earn Rewards
Our Consumer Credit Card Program is offered through UMB and features:

• Competitive variable APR (annual percentage rate) for purchases, balance transfers, and cash advances
• Introductory offer of 0% APR for the first 12 billing cycles for balances transferred within 60 days from account opening
• Balance Transfer fee is three percent (3%) of the amount of the Balance transferred, with a $15 minimum and no maximum
• Rewards Program
• Earn 1 point per dollar spent on qualifying purchases
• Redeem Points for merchandise, travel, sporting events, concerts, gift cards, account credit and even donate your points to charity
• No annual fee
• Visa’s Zero Liability fraud protection

APPLY NOW